Please provide copies of the following documents, please note that additional documents may be requested during the process of your loan.
Income Documentation:
- Pay stubs-most recent 2 months (must include your name, employer name and year-to-date earnings)
- W-2's-most recent 2 years
- Personal tax returns-most recent 2 years (K-1's if applicable)
- Business tax returns-most recent 2 years (K-1's if applicable), if you own 25% of any business most recent 2 years tax returns required
Retirement and/or social Security Documentation:
- Social Security award letter-most recent 2 years
- 1099's-most recent 2 years and or retirement award letter
Asset Documentation:
- Bank statements-most recent 2 months (all deposit accounts)
- Retirement statements-most recent 2 months
- Investment statements-most recent 2 months (i.e. Mutual funds, stocks/bonds, IRA's...etc.)
Identification Documents:
- Borrower & co-borrower drivers licenses* (*if applicable)
- Social security card
Additional Items for Purchase Transactions:
- Executed settlement statement or closing document on recent/existing home sale* (*if applicable)
- Gift fund documentation* (*if applicable)
Additional Items for Refinance Transactions:
- Current homeowners insurance policy
- Mortgage statement, most recent
- Survey
Items that may be required where applicable:
- Real Estate sales contract for new home purchase
- Copy of earnest money check
- Real Estate sales contract for existing home if under contract* (*if applicable)
- Fully executed divorce decree
- Child Support payment history-most recent 1 year period
- DD214 VA loans